
Welcome to www.modifymymortgage.com! We specialize in the following types of business:
Loan Modifications--we are your best solution to lower your payment
Foreclosure Prevention--stop foreclosure AND lower your payment
Deed in Lieu of Foreclosure--protect yourself from deficiency judgements
Short Sales---protect yourself from taxable income and left over loan balances
100% money back Guarantee!!! (restrictions apply)
We work on your behalf with your current lender to insure that your home becomes more affordable. Our underwriting team has 9 years of loan modification experience and is trusted in the financial industry as experts in finding solutions between lenders and homeowners. We are your solution to save your home.
ModifyMyMortgage® and ModifyMyLoan® are registered trademarks with the USPTO.
In today's market, we can convince the lender of first lien holders to lower the principle amount to the present market value. (ex: a homeowner owes $600,000 on first but the appraised value is $500,000. We can convince the lender to lower the loan amount to $500,000.) That is a $100,000 reduction in principle for the client
Under many conditions lenders will accept the property back from the borrower as full payment in order to save the time and expense of going through the foreclosure process. Our job is to convince the lender it's in their best interest to accept the property as payment in full. Note: A deed in lieu will also prevent the lender from filing a 1099 on their loss which is regular income to the borrower.
Primary homes, investment homes and second homes can qualify for loan modifications. It does not matter what your credit score is. It does not matter how high your loan balance is. What does matter is your total picture on your housing. We are experts at evaluating your housing picture and helping you qualify for lower payments with your current lender.